Trust My Mechanic .com - Home of the Honest Auto Mechanic |
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I hope you will take just a few minutes (that is all it takes) to check the savings that I believe you will find with my favorite online auto insurance quote services. I did the research for my newsletter subscribers and I want to share the findings with you too. You SHOULD compare your rates and policy limits every two years...why you ask? Because things change, and usually they change in your favor. Your agent gets a bonus for signing up a new client, so when you first signed on with them you probably got a really good premium and great coverage. As time goes by, the "new" wears off and you just become a regular customer to the insurance company, but to another agent you become a "bonus". Once the agent finds out you are shopping around they will usually do what ever it takes to get your new business. You can shop around and go with a new company that is offering a lower price and better coverage, or you can contact your current insurance agent and tell them about your new findings. You should be able to lower your current premium or increase the coverage and still stay with the same company. You don't have to strong arm your current agent, but you should let them know you are willing to shop around and compare their rates, and if needed you will take your business to another company if you find a lower rate, and I am sure you will. TIP: I recommend you carry Rental Insurance. This is something you usually have to ask for, but trust me it is worth the very small amount they charge for it. Your car can easily be in the shop for 30 days waiting to be repaired. You will not have to pay the rental car bill if your policy has this coverage, it is cheap talk to your agent today to see if you are covered. | ||||||||||||||||||||||||||||||||||||||||