Car insurance ratings based on crash ratings

Car insurance companies go by statistics, and statistics that get in fewer car accidents or are less damaged when they do are more likely to make them happy. For this reason, if you have a car that is considered safe, you’re more likely to get lower rates on your car insurance premium because of it. This is one of the reasons it’s important to keep car insurance in mind when you go out shopping for your car, because getting a car with a few extra safety features can help you out in the long run.

Cars that perform better in crash tests have bette ratings with car insurance companies, and these companies go by these ratings when deciding how much to charge you for your car insurance rates. Cars are tested on many things, like their front impact and side impact, as well as the effects that they have on other cars when they crash into them.

If you want a car that protects you more in a car accident, you should consider getting a vehicle that comes with side airbags. These kinds of airbags are not offered in all cars, and those with them are significantly safer for the people riding inside. Why is that? The side airbags protect the torso and head and also protect those in the rear seats, and cars with these installed performed much better on side impact tests than other cars.


Fashun Guadarrama.

Posted in: Auto Insurance

About the Author:

  • Alan

    Get air bags, side air bags, anti-lock brakes and electronic stability control. It will benefit you in many ways!

  • Pingback: Insurance Rates July 5, 2007 10:28 pm()

  • Pingback: IPO - Initial Public Offering Blog » Blog Archive » Car insurance ratings based on crash ratings()