– Insurance Claims

By June 22, 2007 1 Comments Read More →

Car insurance claims and who’s really to blame

Sometimes an accident will happen where it will seem fairly obvious who was at fault, but the obvious won’t necessarily be the case. This can tend to happen in the case of rear-end accidents, where one car plows into the back of another. It looks like it’s the first cars fault, but that isn’t always […]

By June 22, 2007 1 Comments Read More →

Car Insurance Claim Denials – Why Was My Claim Denied?

Reader question: My claim was denied! Why??! Beth Nobody likes to hear that their claim was denied. Such news could come with a lot of stress, especially as those bills for medical expenses and repairs pile up. However, there are several valid reasons for which your insurance company can deny your claim, and for these […]

By June 22, 2007 1 Comments Read More →

Questions to Expect if Your Car is Totaled in an Accident

If your car is completely destroyed in an accident and you have to file a claim, there are certain things that you should know. It’s important to have an idea of what the car insurance company will ask you up front, so that you know your story and don’t have problems answering their questions. Both […]

By June 22, 2007 0 Comments Read More →

Car Insurance Claims and Writing a Demand Letter

Reader question: So, how do I write a demand letter? Amy It’s easy. You don’t have to be Hemingway to write a good demand letter, but do watch your verbosity. You need to be quick and to the point while providing all the detail that will help you, and nothing more. If you don’t think […]

By June 22, 2007 0 Comments Read More →

Car Insurance Claims Should You Make a Demand or Wait

Reader question: When I’m filing a claim, should I make my demand right away or see what they have to offer me first? George It depends. What you should consider first when you think about waiting for your adjuster to make you an offer is that adjusters have settlement ranges, and their job is to […]

By June 22, 2007 0 Comments Read More →

Subrogation in Car Insurance Claims

Reader question: What’s ‘subrogation’ in regards to car insurance? Gurpreet Ummmm… No, just kidding, I know. Say you get in a car wreck, and it wasn’t your fault. Maybe your car gets damaged and you have to wear a neck brace. No fun. So you call your car insurance company up to get reimbursed for […]

By June 22, 2007 0 Comments Read More →

Car Insurance Claim Checklist

Know the facts about your accident and keep your story straight. Stay credible. The more documents you have the better. Keep a camera in your car. Liability. Who’s to blame? If you’re at least partially at fault, look into your state’s comparitve or contributory negligence laws. In some states, shared fault may mean you don’t […]

By June 22, 2007 0 Comments Read More →

Car Insurance Claims and Lawsuits

Reader question: Under what circumstances in a car insurance claim can/should you file a lawsuit? Brandy Under the most careful ones, Brandy. Filing a lawsuit is time and money consuming, and it’s not something you want to jump into lightly. Normally, it’s something you will reserve only after you have tried your hardest to resolve […]

By June 22, 2007 0 Comments Read More →

Car Accidents Car Insurance and Injury Lawyers

Reader question: Should I get in touch with a lawyer after a crash? Holly Crash, claim, and lawyer. Three words you probably don’t want to hear. It’s not that the last two can’t be helpful after the first event, but they’re very frustrating to deal with, speak a whole other language, and you don’t want […]

By June 22, 2007 0 Comments Read More →

How Should I File My Car Insurance Claim

Reader question: What’s the process in starting out with a car insurance claim filing? Al Good question. Filing a car insurance claim is a big deal, and it may seem like a complicated process, but so long as you have some idea of what you’re doing, it really isn’t. There are some initial steps that […]