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Name: Stokes Ralph (Chip) Ba DC
Address: 721 West Arapaho Road, Richardson, TX 75080
Phone #: (972) 479-9955
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Tip: Lower your Texas insurance premiums be carrying higher deductibles. For car insurance, I personally carry a $1,000 deductible and the money I save on my premium I deposit into a special savings account I call my "accident fund".  I save approximately $400 a year due to this high deducitble, and since I have not had a claim in over 10 years you can see this special account growing at 7% a year can really add up!

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