NEGOTIATING YOUR AUTO ACCIDENT CLAIM WITH
THE TYPICAL AUTO INSURANCE CLAIMS ADJUSTER By: Dan Baldyga
HOW TO PROCEED WITH THE CLAIMS ADJUSTER:
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Be pleasant, but firm. No matter how much in the wrong the person is that hit you, no matter how they acted at the scene of the accident, and no matter what they may have verbalized to or at you, don’t take it out on the adjuster. It’s not their fault if their insured is an idiot.Always show the adjuster that you’re willing to negotiate in “good faith” and you understand the process.
The first rule of bargaining is to never lower your demand until the adjuster makes a counter-offer. If you lower your demand once or twice during a single negotiation contact, without the adjuster making a counter-offer, you’ve revealed to him that your initial demand is weak.If you lower your demand wait until the adjuster makes a counter-offer before reducing your demand a second time.
Think of a negotiation process as similar to selling a car or any other property. You initially ask for more than you’re willing to accept and the potential buyer offers less than they’re willing to pay. After some negotiations you settle on a price somewhere in the middle making both parties feel as if they got a good deal.
YOU MUST BE PATIENT: A claim settled in haste is rarely paid its fair and full value.
THE ADJUSTERS CLAIM LOAD: The job performance of insurance adjusters is judged not only on how little of the company’s money they spend in settlement. They are expected to bring each claim they’re assigned, to a conclusion as soon as possible. They’re also under constant pressure from their superiors to settle your claim; to get rid of it and move on!
The adjuster will never tell you, but the weight of their case load comes down on your side of the scale. It’s an advantage most people are never aware of.
DISCLAIMER: The only purpose of this article "NEGOTIATING YOUR ACCIDENT CLAIM WITH THE TYPICAL INSURANCE ADJUSTER" is to help people understand the motor vehicle accident claim process. Neither Dan Baldyga, Austin Davis nor TRUST MY MECHANIC.com make any guarantee of any kind whatsoever; NOR do they purport to engage in rendering any legal service; NOR to substitute for a lawyer, an insurance adjuster, claims adjuster of the like.
Where such professional help is desired it is THE INDIVIDUAL'S RESPONSIBILITY to obtain said services.Dan Baldyga's third and latest book AUTO ACCIDENT PERSONAL INJURY INSURANCE CLAIM (How To Evaluate And Settle Your Loss) can be found on the internet at http://www.caraccidentclaims.com or http://www.autoaccidentclaims.com.
This book reveals "How To" successfully handle your motor vehicle accident claim so you won't be taken advantage of. It also goes into detail regarding BASE (The Baldyga Auto Accident Settlement Evaluation Formula). THE BASE FORMULA explains how to determine the value of the "Pain and Suffering" you endured - - because of your personal injury!
Copyright (c) 2005 by Daniel G. Baldyga. All Rights Reserved
Dan Baldyga - Author
dbpaw@comcast.net
FAX: 1 (413) 731 8358
AUTO ACCIDENT PERSONAL INJURY INSURANCE CLAIM
(How To Evaluate And Settle Your Loss)
http://www.autoaccidentclaims.com
Or: http://www.caraccidentclaims.com
Read more about car insurance claims
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