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Trust My Mechanic

Your Free Car Repair Advice and Auto Repair Help

What You Need To Know About A Car Insurance Adjuster?

Austin-1, December 13, 2011

There are various facts that you need to know before meeting a car insurance adjuster. The first thing that you need to keep in mind is that they usually aim to save money for the insurance company he works with and not for you.

Be sure you do not sign any documents without reading and understanding the details. If the car insurance adjuster said that he will discuss the details on the phone, make sure you say that you want to discuss it in person until after the claim is settled.

You can be all friendly with the insurance adjuster but be sure to stay firm. Whatever happened in the accident, remember that it was not the adjuster’s fault. Understand the importance of the adjuster and keep in mind that the impression you give to him will show on your file and may also affect your future insurance claim.

An independent car insurance adjuster is also expected to quickly settle insurance claims. He may not be part of a specific insurance company, but they want to collect the fee from the car insurance provider.

The bottom line is don’t car insurance adjusters may be friendly but don’t be fooled into thinking that they are your best friend. It is the nature of job and you have little to do with that except give them the information they need to assess the damages to your vehicle.

Remember to be a little careful when dealing with a car insurance adjuster.

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  • Car Insurance for Hail Damage: Coverage and Claims
  • The Dos and Don'ts of Filing a Car Insurance Claim
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